Services

The WISE product is offered by Wealthie, Inc. Investment advice is provided by Wealthie Advisors LLC, an SEC-registered investment advisor. Information provided in relation to the product is for informational purposes only. Investments are held by an unaffiliated broker-dealer/custodian, and Wealthie Advisors manages client accounts in accordance with its investment strategies and clients' financial goals and risk tolerance. In certain cases, Wealthie, Inc. and Wealthie Advisors LLC may work alongside a client's existing financial advisor, as directed by the client.

Risk Warning

Investing in financial products involves risks, including the potential loss of principal. Past performance is not indicative of future results. The value of investments can go down as well as up, and you may not get back the amount invested.

Regulatory Status

Wealthie Advisors LLC is an SEC-registered investment advisor.

Tax Implications

The tax treatment of the WISE product and investments made using Wealthie Advisors’ service depends on your individual circumstances and may be subject to change in the future. Wealthie, Inc. and Wealthie Advisors LLC do not provide tax advice, and you should consult with a qualified tax professional regarding your specific situation.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding contract to use our products and services.

Account Registration

Certain features of Wealthie’s website, products, or services, require you to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Prohibited Activities

You agree not to engage in any of the following activities:

• Violating any applicable laws or regulations
• Infringing on the intellectual property rights of others
• Attempting to gain unauthorized access to our systems or other users' accounts
• Using the product for any illegal or unauthorized purpose
• Transmitting any viruses, malware, or other malicious code

Information We Collect

We collect personal and financial information needed to provide investment advisory services and asses risk for the WISE product. This may include identifying information, financial account details, investment objectives, and other information provided through account applications, advisory agreements, conversations with our team, website forms, or custodial documentation. In certain cases we may collect supporting documents such as tax returns or identification documents.

Information may also be obtained from authorized third-party providers including financial institutions, data aggregation services such as Plaid, and broker-dealer or clearing firms including RQD Clearing LLC.

How We Use Information

We use personal information only to provide advisory services, maintain accounts, process transactions, assess risk, and comply with legal and regulatory requirements.

Sharing of Information

We do not sell client information.

Information may be shared only when necessary to conduct business or comply with regulatory obligations, including with custodians, clearing firms, authorized service and data providers, our related affiliates Wealthie Inc. and Wealthie Advisors LLC, external counsel, compliance consultants, or regulators.

How We Protect Information

We maintain safeguards designed to protect client data, including encryption, secure portals, access controls, employee confidentiality policies, and vendor due diligence.

Former Clients

We maintain the same privacy protections for former clients as we do for current clients.

State Privacy Rights

Residents of California, Virginia, and Colorado may have additional rights related to their personal information under applicable state privacy laws.

For questions about our privacy practices, please contact us using the information listed in the header above.